Who We Are
Prompt Mortgage is a mortgage solutions provider. Partnered with investors and financial institutions, we offer home and commercial loans with competitive interest rates and closing costs. We pride ourselves on being different from the competition.
Our mission is deep rooted in our core belief: transparency. We cater to our customers’ needs with honesty, integrity, and respect. We pay importance to hearing and understanding our clients’ needs. Combined with our customer experience principles, we deliver a unique service that eliminates roadblocks and meets our clients’ needs at every stage of the buying process.
John W. Varghese
An engineer by training, John’s heart has always been in entrepreneurship. He began Prompt Mortgage with a vision of an organization that would build relationships and trust in his community. Twenty years later, John’s vision has shaped his business that his clients can trust and rely on while navigating the loan process.
He is also associated with various non-profit organizations around the world.
Fannie / Freddie
An interest rate that remains the same throughout the life of the loan. Offers protection from volatile markets.
An interest rate that adjusts over time based on market conditions but is lower than a 30- year fixed rate.
Popular amongst first time buyers as it is designed for low to moderate income borrowers.
Down payment as low as 3.5%.
Non - Qualified Mortgage
Ideal for individuals with substantial liquid assets available. It allows you to leverage assets you already have, including checking and saving accounts, investment accounts, or money market accounts to secure a loan.
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I had a great experience at Prompt Mortgage. The team here is incredibly talented, hard working and dedicated. I am so happy that they were able to get me the home that I wanted after everyone else said that it would not be possible. At Prompt Mortgage they make the impossible, possible. Thank you very much!!
We recently refinanced our home mortgage through Prompt, and were very pleased with the entire process. Right from the initial discussion to closing , the loan process was quite fast and professional . All our questions were attended to swiftly. We were very pleased with their quality of service and would highly recommend Prompt Mortgage to those looking for this service.