Prompt Mortgage Company

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WE MAKE SURE TO FIND THE BEST MORTGAGE DEALS FOR OUR CLIENTS
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GET NOTIFIED OF THE BEST MORTGAGEBall OPTIONS
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HOW AFFORDABLE IS YOUR DREAM HOME?
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YOU'RE A STEP AWAY FROM THE BEST MORTGAGE RATES
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Who We Are

Prompt Mortgage is a mortgage solutions provider. Partnered with investors and financial institutions, we offer home and commercial loans with competitive interest rates and closing costs. We pride ourselves on being different from the competition.

Our mission is deep rooted in our core belief: transparency. We cater to our customers’ needs with honesty, integrity, and respect. We pay importance to hearing and understanding our clients’ needs. Combined with our customer experience principles, we deliver a unique service that eliminates roadblocks and meets our clients’ needs at every stage of the buying process.

Our Founder

John W. Varghese

An engineer by training, John’s heart has always been in entrepreneurship. He began Prompt Mortgage with a vision of an organization that would build relationships and trust in his community. Twenty years later, John’s vision has shaped his business that his clients can trust and rely on while navigating the loan process.

He is also associated with various non-profit organizations around the world.

Loan Options

Fannie / Freddie

An interest rate that remains the same throughout the life of the loan. Offers protection from volatile markets.

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An interest rate that adjusts over time based on market conditions but is lower than a 30- year fixed rate.

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The original loan amount exceeds the conforming loan limits yearly by the Federal Housing Finance Agency (FHAH). Available only in counties that FHAH designates as high cost.

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Government

Popular amongst first time buyers as it is designed for low to moderate income borrowers.
Down payment as low as 3.5%.

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Created specifically for eligible military veterans, service members and their spouses. No down payment, no private mortgage insurance and low interest rate.

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Non - Conforming

An interest rate that adjusts over time based on market conditions but is lower than a 30- year fixed rate.

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Non - Qualified Mortgage

Ideal for individuals with substantial liquid assets available. It allows you to leverage assets you already have, including checking and saving accounts, investment accounts, or money market accounts to secure a loan.

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Qualified of a Foreign National Loan even if you do not have Social Security Number. Provide your VISA or VISA waiver as well as three active and open trade lines with two years of history. Read More…

It calculates the ability of a company to use its operating income to reply all its debt obligations, including repayment of principle and interest on both short term and long term debt.

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Testimonials

Giril Edakkunnath

Super fast service and fast closing on my loan under a month. Call them first!

Francis James

Excellent customer service, great communication, answered all of my questions, made home my home loan easy as 123. They deliver what they promise.

The Hoeke Team

Great mortgage lending company. They have saved several real estate transactions that we thought we’re gonna fall out. If your looking for a great mortgage lender with great interest rates, talk with Sammy G.

Arun Navaneethan

Rare to see such sharp and hardworking honest folks. Even their first quote beat the rates from my builder and his credit put together. No one else was even close. All that with the great customer service, can't get any better!

Noel G.

I had a great experience at Prompt Mortgage. The team here is incredibly talented, hard working and dedicated. I am so happy that they were able to get me the home that I wanted after everyone else said that it would not be possible. At Prompt Mortgage they make the impossible, possible. Thank you very much!!

Vidhya Cherian

We recently refinanced our home mortgage through Prompt, and were very pleased with the entire process. Right from the initial discussion to closing , the loan process was quite fast and professional . All our questions were attended to swiftly. We were very pleased with their quality of service and would highly recommend Prompt Mortgage to those looking for this service.

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